10/17/2010

Homebuyers Beware: Who’s Ripping You Off Now? - pdf

Homebuyers Beware: Whos Ripping You Off Now?Book Description
The entire world of mortgages and credit has turned upside down. Everything people think they know has changed and relying on a book published before 2009 could be a very expensive mistake. In Homebuyers Beware, Carolyn Warren reveals the new realities and shows how to take advantage of them, whether you’re buying your first home, refinancing, struggling with imperfect credit, or planning to invest in real estate. Warren reveals secrets home buyers can’t afford to miss, and exposes the newest scammers taking advantage of today’s desperate consumers. Unlike older guides, this book fully reflects today’s radically new and different mortgage requirements, as well as the latest federal legislation, including the Housing Bill of October 2008 and the brand-new FACT credit reporting rules. Discover:

  • Fast, effective ways to raise your credit score and lower your mortgage costs
  • How to get a wholesale interest rate
  • How to apply for new insured government loans, even if you’ve had a bankruptcy or foreclosure
  • How to avoid new loans that look good on paper, but are just as horrible as yesterday’s subprime mortgages
  • Who’s ripping you off now: high-tech “smoke and mirrors” that can trick you into overpaying
  • When to buy, when to wait, when to lock in, when to float
  • Negotiation tactics that can reduce your costs for years to come

About the Author

Carolyn Warren has been a mortgage industry insider for more than twelve years. She worked in both retail and wholesale lending for some of the largest national lenders including Full Spectrum Lending/Countrywide Home Loans, Ameriquest, Green Tree Financial/Conseco, and First Franklin wholesale lending.

Carolyn Warren is the author of the best-selling Mortgage Rip-Offs and Money Savers, a book that became The Washington Post's August 2008 Book Club pick-of-the-month and earned reviews in publications ranging from The Boston Globe to the Orange County Register, The Seattle Times to the Arizona Republic and San Diego Union-Tribune. She has appeared on many radio talk shows, including Bob Brinker's national Money Talk and The Gil Rose Show in San Francisco.

Currently, she is working as a broker/banker and is the owner of two Web sites, www.AskCarolynWarren.com and www.Mortgage-Helper.com. She lives in Seattle with her husband and Himalayan cat.

Book Details

  • Paperback: 288 pages
  • Publisher: FT Press; 1 edition (October 24, 2009)
  • Language: English
  • ISBN-10: 0137020163
  • ISBN-13: 978-0137020164
  • File Size: 2.7 MiB
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